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Ares Insurance Insights
Let's face it, insurance can be perplexing. Talk of limits, endorsements, exclusions, deductibles, perils and the like can be confusing, and at times, uninteresting. Not only is insurance an industry that uses complicated jargon, it changes constantly with new products, laws, and innovations. Since insurance is something that we all need, wouldn't it be great if we understood it better?
Ares Insurance Insights provides content to do just that - to break down the intricacies of insurance into user-friendly content. Our blog discusses regular day-to-day concerns surrounding your home, car, condo, valuable items, business, and a lot more to answer your insurance questions. But of course, if you need more information, don't hesitate to get in touch.
What is commercial umbrella insurance?
You can’t predict when something unfortunate will happen in your business. One step you can take to protect yourself and your business from a catastrophic event is through purchasing a commercial umbrella policy.
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I don’t have assets; do I still need umbrella insurance?
Some will say that umbrella insurance becomes more important when you build significant wealth and assets. While this is true, you don't have to be wealthy to consider an umbrella policy.
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Get the Perfect Valentine’s Gift? Remember to insure it
February, with its hallmark Valentine’s Day, has many buying gifts to show their love. Some will think outside the chocolate box and gift jewelry. When it comes to valuables, homeowners insurance may not provide enough coverage.
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Why do you need cyber insurance for your small business?
Businesses with any digital footprint are vulnerable to cybercrime. And it’s not just large companies that are targeted. Small businesses face threats too. Cyber insurance provides small businesses resources to respond to cyber incidents.
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Are you remodeling your home (or thinking about it)? Then Keep Reading…
Remodeling your home, or making improvements, can be exciting and fun. Besides choosing the best floors, cabinets, finishes or contractor, you need to consider how your remodel might impact your home insurance.
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It's the rainy season. Do you have the right insurance?
With the wet winter weather upon us, flooding may be of concern for some homeowners. Flooding can happen unexpectedly and cause considerable damage to homes and personal property.
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Do you have the right coverage for your valuables?
Jewelry, Electronics, Golf clubs, Fine art, Wine. We all have things that we collect or buy that are totally worth the splurge. Some of it might be quite valuable and require special insurance coverage.
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‘Tis the Season for gifts...and insurance
Insurance is probably the last thing on your mind during the busy holiday season. But you should consider a valuable items policy to protect the gifts you give or receive.
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Does my home insurance cover earthquakes?
In general, your homeowners, renters or condo policy doesn’t cover earthquake damage to property and personal belongings. That means the only way to protect your home from earthquake damage is to purchase added coverage...
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Alexa, what is personal cyber protection coverage?
Connected devices make our lives easier, but they create cyber entry points that can be hacked causing chaos in your life. Some insurance companies now offer personal cyber insurance to help cover some of the risks of being hyper-connected.
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Simple Cyber Security Tips
If you’re reading this, you’re online. Nearly everyone is now, from kids with phones to grandmas looking at those kids on social media.Unfortunately, if you’re online, you’re also vulnerable to cyber attacks....
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Who needs umbrella insurance?
You've bought your home and car insurance and now you're considering an umbrella insurance policy. Do you need it? There are many factors to think about and you likely could answer, yes, to our consideration questions.
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How does umbrella insurance work?
You’ve probably heard of it, but how does umbrella insurance work? Umbrella insurance works for you as an extra layer of protection. It kicks in when your base liability limits on your home or car insurance have been reached....
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Check out these easy ways to save on your insurance
It seems like everything in your life is going up, up, up. But your insurance doesn’t have to follow suit. While we can’t control rates or the market as a whole, we can give you some sure-fire ways to keep those...
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Tax Time Is Review Time
Use tax season to assess your insurance too. While preparing to file and taking inventory of what you own and earn, see if you need to add anything to your insurance.
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Out and About Means Watch Out!
It’s finally here. While the pandemic isn’t completely over, people are getting vaccines, businesses are opening up, and trips are being planned.All of that is great news. But it also means that many people who have been...
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