We want you to feel confident with your coverage when it comes to your personal insurance. When you choose Ares Insurance, you’ll work one on one with an experienced team member for all of your personal insurance needs and questions. We’re here to help point out any gaps in your coverage, assess levels of risk and determine the right policy. Our team is trained to look at your whole insurance need, not just assess one policy at a time. Our holistic approach to personal lines helps us guide you through all of life’s insurable moments.
Your home can be your most valuable asset, and not just monetarily. It’s where families grow and memories are made. For many, a home can be one of your biggest financial investments so it’s important to safeguard it. Getting homeowners insurance makes you a smart investor in your own assets. The cost of replacing your valuables or even your entire house could be high. Having the right amount of coverage is essential to protecting your family and belongings. A homeowners policy covers your home and its contents against fire damage, water damage from within a plumbing system and theft. We work with everyone from first-time homebuyers to those purchasing their dream vacation home. We can determine the best policy for your lifestyle needs.
Accidents happen. We want you to hit the open road knowing that you’re protected. Whether you’re a car enthusiast or just a workday commuter, you need the right auto coverage. Auto insurance is valuable because it protects against damages to your vehicle and bodily injury resulting from motor vehicle collisions. It’s really handy if you happen to be in an accident with someone that is underinsured or uninsured. How? Your collision coverage would pay to fix your car subject to your deductible. Your uninsured motorist coverage could pay your medical bills and loss of wages if the other party has no insurance, or would be excess if the other party has low limits. Let us navigate you through the different policy options for the best, most affordable coverage that meets your needs.
If you’re like us, you probably think about the future a lot. When planning for what’s next for you and your family, it’s important to consider a life insurance policy. Life insurance can be one of those topics that people don’t want to deal with or even talk about. But it can help ease your mind knowing your family will be financially secure.
There are different policy options to choose from depending on your needs and goals. A particular policy can help with income replacement, wealth transfer and income protection. No matter which policy you choose, you’ll be providing some safeguard for your family. What’s better than knowing your family’s financial well-being is covered? Knowing that the benefits are generally income tax free! Now that’s something to smile about.
As Californians, we hear a lot about “the big one.” Having the right coverage can provide some peace of mind knowing that your home will be protected. You might be thinking, “doesn’t my homeowners policy cover me in an Earthquake?” Surprising to most, the answer is no. You need earthquake insurance to cover damage to the dwelling, other structures, personal property and loss of use. We can work with you to ensure you have the right policy.
Life’s unpredictable. Umbrella insurance safeguards against life’s unexpected moments. It covers you beyond your homeowners or auto policy protecting your assets in the event of a claim or lawsuit. This protection “kicks in” when the liability on other current policies has been exhausted. Enough of the nitty-gritty, let’s get to the good news. An umbrella insurance policy gives you added liability coverage without a large added cost.